Since last Thursday's mortgage industry relief rally in the stock market, the shares of the big lending companies have resumed their swoon. The reason? The U.S. housing industry keeps getting sicker. Observers are starting to wonder what favorable terms Bank of America's http://bankofamerica.com/ 2 billion wrung out of struggling Countrywide. It appears the end is not so near. According to the minutes from their last meeting, the Fed said that the worsening mortgage situation could lead to a housing slump deeper and more prolonged than it had seemed earlier this year.